/* Ze Auto Insure LLC — site stylesheet */

:root {
  --navy-900: #001233;
  --navy-800: #001c47;
  --blue-600: #003f8c;
  --blue-500: #0a56b0;
  --blue-100: #e8f0fc;
  --orange-500: #ff7a1a;
  --orange-600: #e2650a;
  --ink: #10182b;
  --slate: #5b6577;
  --line: #e3e7ee;
  --paper: #ffffff;
  --paper-soft: #f6f8fc;
  --radius-s: 10px;
  --radius-m: 16px;
  --radius-l: 26px;
  --shadow-1: 0 1px 2px rgba(16,24,43,.06), 0 8px 24px -12px rgba(16,24,43,.15);
  --shadow-2: 0 20px 50px -20px rgba(0,18,51,.35);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: 'Plus Jakarta Sans', 'Segoe UI', system-ui, -apple-system, sans-serif;
  color: var(--ink);
  background: var(--paper);
  line-height: 1.65;
  -webkit-font-smoothing: antialiased;
}
a { color: inherit; text-decoration: none; }
img { max-width: 100%; display: block; }
ul { list-style: none; margin: 0; padding: 0; }
.container { width: min(1160px, 100% - 48px); margin-inline: auto; }
.eyebrow-tag {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--blue-100); color: var(--blue-600);
  padding: 7px 16px; border-radius: 999px; font-weight: 700; font-size: 13px;
}
h1, h2, h3, h4 { font-weight: 800; letter-spacing: -0.02em; margin: 0; color: var(--navy-900); }
p { margin: 0; }

/* ===== Announcement strip ===== */
.announce {
  background: var(--navy-900); color: #c9d3e8; font-size: 13.5px; padding: 9px 0;
}
.announce .container { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; }
.announce a { color: #fff; font-weight: 700; }

/* ===== Navbar ===== */
.navbar { border-bottom: 1px solid var(--line); position: sticky; top: 0; background: rgba(255,255,255,.94); backdrop-filter: blur(8px); z-index: 40; }
.navbar .container { display: grid; grid-template-columns: auto 1fr auto; align-items: center; gap: 28px; padding: 14px 0; }
.brand { display: inline-flex; align-items: center; gap: 10px; font-size: 21px; font-weight: 800; color: var(--navy-900); }
.brand img { width: 34px; height: 34px; border-radius: 8px; }
.brand em { font-style: normal; color: var(--blue-600); }
.navlinks { display: flex; gap: 30px; justify-content: center; font-weight: 600; font-size: 15px; color: var(--navy-900); }
.navlinks a:hover { color: var(--blue-600); }
.nav-actions { display: flex; align-items: center; gap: 18px; }
.nav-phone { font-weight: 800; color: var(--blue-600); font-size: 15px; white-space: nowrap; }
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  padding: 12px 22px; border-radius: 999px; font-weight: 700; font-size: 14.5px;
  border: none; cursor: pointer; white-space: nowrap;
}
.btn-solid { background: var(--orange-500); color: #fff; box-shadow: 0 10px 24px -10px rgba(255,122,26,.7); }
.btn-solid:hover { background: var(--orange-600); }
.btn-ghost { background: transparent; color: var(--blue-600); border: 2px solid var(--blue-600); }
.btn-ghost:hover { background: var(--blue-600); color: #fff; }
.btn-dark { background: var(--navy-900); color: #fff; }
.btn-block { width: 100%; }

/* ===== Hero ===== */
.hero { padding: 64px 0 48px; background: linear-gradient(180deg, #f7f9fd 0%, #fff 70%); }
.hero-grid { display: grid; grid-template-columns: 1.15fr .85fr; gap: 48px; align-items: start; }
.hero h1 { font-size: 46px; line-height: 1.08; margin: 18px 0 16px; }
.hero h1 em { font-style: normal; color: var(--blue-600); }
.hero .lede { font-size: 18px; color: var(--slate); max-width: 560px; margin-bottom: 26px; }
.hero-ctas { display: flex; gap: 14px; flex-wrap: wrap; margin-bottom: 26px; }
.trust-line { display: flex; gap: 22px; flex-wrap: wrap; font-size: 14px; color: var(--navy-800); font-weight: 700; }
.trust-line span::before { content: "✓"; color: var(--orange-500); margin-right: 6px; }

.quote-panel { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-l); padding: 28px; box-shadow: var(--shadow-1); }
.quote-panel h3 { font-size: 19px; margin-bottom: 6px; }
.quote-panel p.sub { color: var(--slate); font-size: 14px; margin-bottom: 18px; }
.quote-tiles { display: grid; grid-template-columns: 1fr 1fr; gap: 10px; margin-bottom: 18px; }
.quote-tile { border: 1px solid var(--line); border-radius: var(--radius-s); padding: 14px; font-weight: 700; font-size: 14px; background: var(--paper-soft); }
.quote-tile:hover { border-color: var(--blue-600); background: var(--blue-100); }
.quote-panel .fine { text-align: center; font-size: 12.5px; color: var(--slate); margin-top: 14px; }

/* ===== Sections ===== */
.section { padding: 68px 0; }
.section-soft { background: var(--paper-soft); }
.section-head { text-align: center; max-width: 620px; margin: 0 auto 44px; }
.section-head h2 { font-size: 32px; margin-bottom: 12px; }
.section-head h2 em { font-style: normal; color: var(--blue-600); }
.section-head p { color: var(--slate); font-size: 16px; }

.grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.grid-2 { display: grid; grid-template-columns: 1fr 1fr; gap: 22px; }
.grid-4 { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }

.tile { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-m); padding: 26px; box-shadow: var(--shadow-1); }
.tile .glyph { width: 46px; height: 46px; border-radius: var(--radius-s); background: var(--blue-100); display: flex; align-items: center; justify-content: center; font-size: 22px; margin-bottom: 16px; }
.tile h3 { font-size: 18px; margin-bottom: 8px; }
.tile p { color: var(--slate); font-size: 14.5px; margin-bottom: 12px; }
.tile ul li { padding: 3px 0; font-size: 14px; color: var(--navy-800); }
.tile ul li::before { content: "•"; color: var(--orange-500); font-weight: 800; margin-right: 8px; }
.tile .go { font-weight: 700; color: var(--blue-600); font-size: 14px; }
.tile.dark { background: var(--navy-900); color: #fff; }
.tile.dark h3, .tile.dark p, .tile.dark .glyph { color: #fff; }
.tile.dark .glyph { background: rgba(255,255,255,.12); }

.stat-row { display: grid; grid-template-columns: repeat(4,1fr); gap: 18px; text-align: center; }
.stat-num { font-size: 30px; font-weight: 800; color: var(--blue-600); }
.stat-label { font-size: 13px; color: var(--slate); font-weight: 700; margin-top: 4px; }

.step-row { display: grid; grid-template-columns: repeat(3, 1fr); gap: 28px; }
.step { text-align: center; }
.step .num { width: 44px; height: 44px; border-radius: 50%; background: var(--navy-900); color: #fff; font-weight: 800; font-size: 17px; display: flex; align-items: center; justify-content: center; margin: 0 auto 14px; }
.step h4 { font-size: 17px; margin-bottom: 8px; }
.step p { color: var(--slate); font-size: 14px; }

.review-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-m); padding: 24px; box-shadow: var(--shadow-1); }
.stars { color: var(--orange-500); font-size: 14px; margin-bottom: 10px; }
.review-card p.text { font-style: italic; color: var(--navy-800); margin-bottom: 14px; font-size: 14.5px; }
.review-card .who { font-weight: 800; font-size: 13.5px; }
.review-card .who span { color: var(--slate); font-weight: 500; }

.cta-band { background: linear-gradient(120deg, var(--navy-900), var(--blue-600)); border-radius: var(--radius-l); padding: 52px 40px; text-align: center; color: #fff; }
.cta-band h2 { color: #fff; font-size: 30px; margin-bottom: 12px; }
.cta-band p { color: #cdd9f2; margin-bottom: 24px; font-size: 16px; }
.cta-band .fine { margin-top: 16px; font-size: 13px; color: #a9bce3; }

/* ===== Footer ===== */
footer { background: var(--navy-900); color: #b9c3da; padding: 60px 0 26px; }
.foot-grid { display: grid; grid-template-columns: 1.4fr .8fr .8fr .9fr; gap: 34px; margin-bottom: 40px; }
.foot-brand { display: flex; align-items: center; gap: 10px; font-size: 20px; font-weight: 800; color: #fff; margin-bottom: 14px; }
.foot-brand img { width: 30px; height: 30px; border-radius: 7px; }
.foot-brand em { font-style: normal; color: #7fb0ff; }
footer h5 { color: #fff; font-size: 13px; letter-spacing: .06em; text-transform: uppercase; margin-bottom: 16px; }
footer ul li { margin-bottom: 10px; font-size: 14.5px; }
footer ul li a:hover { color: #fff; }
.foot-legal { border-top: 1px solid rgba(255,255,255,.12); padding-top: 22px; font-size: 12.5px; color: #8a94ab; }
.foot-legal p { margin-bottom: 8px; }

/* ===== Sticky call bar (mobile) ===== */
.sticky-call { display: none; position: fixed; bottom: 0; left: 0; right: 0; background: var(--navy-900); color: #fff; padding: 12px 20px; justify-content: space-between; align-items: center; z-index: 50; }
.sticky-call a { color: var(--orange-500); font-weight: 800; }

/* ===== Lead popup ===== */
.lead-popup-mask { position: fixed; inset: 0; background: rgba(0,10,30,.55); display: flex; align-items: center; justify-content: center; z-index: 100; opacity: 0; pointer-events: none; transition: opacity .25s; padding: 20px; }
.lead-popup-mask.on { opacity: 1; pointer-events: auto; }
.lead-popup { background: #fff; border-radius: var(--radius-l); padding: 36px 30px; max-width: 340px; width: 100%; text-align: center; position: relative; box-shadow: var(--shadow-2); }
.lead-popup .x { position: absolute; top: 14px; right: 16px; background: none; border: none; font-size: 18px; cursor: pointer; color: var(--slate); }
.lead-popup .badge { width: 60px; height: 60px; border-radius: 50%; background: var(--blue-100); display: flex; align-items: center; justify-content: center; font-size: 26px; margin: 0 auto 16px; }
.lead-popup h3 { font-size: 20px; margin-bottom: 18px; }
.lead-popup .num { margin-top: 12px; font-weight: 800; font-size: 18px; color: var(--navy-900); }

/* ===== Simple content pages ===== */
.prose { max-width: 760px; margin: 0 auto; }
.prose h2 { font-size: 22px; margin: 32px 0 12px; }
.prose p, .prose li { color: var(--slate); font-size: 15px; margin-bottom: 12px; }
.prose li { margin-left: 20px; list-style: disc; }

/* ===== FAQ accordion ===== */
.faq-item { border: 1px solid var(--line); border-radius: var(--radius-s); padding: 18px 20px; margin-bottom: 12px; background: #fff; }
.faq-item summary { font-weight: 700; cursor: pointer; font-size: 15.5px; color: var(--navy-900); }
.faq-item p { margin-top: 10px; color: var(--slate); font-size: 14.5px; }

/* ===== Contact ===== */
.contact-grid { display: grid; grid-template-columns: .8fr 1.2fr; gap: 26px; align-items: start; }
.info-card { background: var(--navy-900); color: #fff; border-radius: var(--radius-l); padding: 30px; }
.info-card h3 { color: #fff; font-size: 19px; margin-bottom: 6px; }
.info-card p.sub { color: #b9c3da; font-size: 14px; margin-bottom: 22px; }
.info-line { display: flex; justify-content: space-between; padding: 12px 0; border-top: 1px solid rgba(255,255,255,.12); font-size: 14px; }
.info-line .k { color: #8a94ab; }
.info-line .v { font-weight: 700; text-align: right; }
.form-card { background: #fff; border: 1px solid var(--line); border-radius: var(--radius-l); padding: 30px; box-shadow: var(--shadow-1); }
.field-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 16px; }
.field-grid .full { grid-column: 1 / -1; }
.field label { display: block; font-size: 13px; font-weight: 700; margin-bottom: 6px; color: var(--navy-900); }
.field input, .field select, .field textarea {
  width: 100%; padding: 11px 13px; border: 1.5px solid var(--line); border-radius: var(--radius-s);
  font-family: inherit; font-size: 14.5px; color: var(--ink);
}
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--blue-600); }
.field textarea { resize: vertical; min-height: 90px; }
.disclosure { background: var(--paper-soft); border: 1px solid var(--line); border-radius: var(--radius-s); padding: 18px 20px; font-size: 13px; color: var(--slate); margin-top: 28px; }
.disclosure strong { color: var(--navy-900); display: block; margin-bottom: 4px; }

@media (max-width: 900px) {
  .hero-grid, .grid-3, .grid-2, .grid-4, .step-row, .foot-grid, .contact-grid { grid-template-columns: 1fr; }
  .navlinks { display: none; }
  .hero h1 { font-size: 34px; }
  .stat-row { grid-template-columns: 1fr 1fr; }
  .sticky-call { display: flex; }
  body { padding-bottom: 58px; }
}